{"id":4131,"date":"2024-07-08T13:39:05","date_gmt":"2024-07-08T13:39:05","guid":{"rendered":"https:\/\/diyarturk.com\/?p=4131"},"modified":"2024-08-20T08:55:01","modified_gmt":"2024-08-20T08:55:01","slug":"should-you-have-property-insurance","status":"publish","type":"post","link":"https:\/\/diyarturk.com\/tr\/should-you-have-property-insurance\/","title":{"rendered":"Konut Sigortas\u0131 Yapt\u0131rmal\u0131 m\u0131?"},"content":{"rendered":"

Konut Sigortas\u0131 Nedir?<\/h2>\n

Konut sigortas\u0131<\/strong>, ev sahiplerine sel, yang\u0131n, deprem, f\u0131rt\u0131na gibi do\u011fal afetlerden olu\u015fan hasarlar ve h\u0131rs\u0131zl\u0131k, elektrik ve tesisat ar\u0131zalar\u0131 gibi istenmeyen durumlarda poli\u00e7ede sunulan limitler ve teminatlar dahilinde g\u00fcvence sunan bir sigorta \u00e7e\u015fididir.<\/p>\n

Konut Sigortas\u0131 Neden \u00d6nemlidir?<\/h3>\n

\u0130nsanlar\u0131n ve e\u015fyalar\u0131n ba\u015f\u0131na her an her t\u00fcrl\u00fc tehlike gelebilir. \u0130\u015fin k\u00f6t\u00fcs\u00fc ise tehlikenin ne zaman ve hangi \u015fekilde gelece\u011fini bilemememiz ne yaz\u0131k ki. \u0130\u015fte bu sebeple beklenmeyen durumlara kar\u015f\u0131 haz\u0131rl\u0131kl\u0131 olmada her zaman fayda vard\u0131r. Evinizi, binan\u0131z\u0131 ve evinizin i\u00e7in i\u00e7indeki mobilyalar\u0131 g\u00fcvence alt\u0131na alan konut sigortas\u0131 da bu sebeple b\u00fcy\u00fck \u00f6nem ta\u015f\u0131maktad\u0131r.\u00a0Konut sigortas<\/strong>\u0131, belirleyece\u011finiz kapsam dahilinde evinizin i\u00e7inde ne kadar e\u015fya var ise sigortalat\u0131p g\u00fcvence alt\u0131na alabilece\u011finiz bir sigorta \u00e7e\u015fididir. Konut sigortas\u0131 yat\u0131rmal\u0131 m\u0131y\u0131m diye d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z; tehlikenin ne zaman ve hangi \u015fekilde gelece\u011fini bilmedi\u011fimiz i\u00e7in, her an haz\u0131rl\u0131kl\u0131 olmal\u0131 ve hem kendinizi hem de evinizi ve e\u015fyalar\u0131n\u0131z\u0131 sigortalayarak g\u00fcvence alt\u0131na alman\u0131zda fayda vard\u0131r.<\/p>\n

\"Konut<\/p>\n

Konut Sigortas\u0131 G\u00fcvence Kapsam\u0131na Neler Girer?<\/h3>\n

Konut sigortas\u0131ndaki g\u00fcvence kapsam\u0131n\u0131 haz\u0131rlad\u0131\u011f\u0131n\u0131z poli\u00e7ede yer alan teminatlar belirler. \u00c7ok geni\u015f kapsaml\u0131 yap\u0131labilecek\u00a0konut sigortas\u0131 g\u00fcvence kapsam\u0131<\/em>\u00a0dahilinde \u015fu teminatlar yer alabilir:<\/p>\n

– Deprem ve depreme ba\u011fl\u0131 olu\u015fabilecek yang\u0131n gibi durumlarda olu\u015facak hasarlar<\/p>\n

– Yang\u0131n, infilak, heyelan, \u00e7\u00f6kme gibi durumlar olu\u015fabilecek hasarlar<\/p>\n

– F\u0131rt\u0131na, y\u0131ld\u0131r\u0131m, dolu, yo\u011fun kar ya\u011f\u0131\u015f\u0131 sonucu \u00e7at\u0131 \u00e7\u00f6kmesi, sel, su bask\u0131n\u0131 durumunda olu\u015fabilecek hasarlar<\/p>\n

– Karga\u015fa, grev, ter\u00f6r eylemleri s\u0131ras\u0131nda meydana gelebilecek hasarlar<\/p>\n

– H\u0131rs\u0131zl\u0131k<\/p>\n

– Kira kayb\u0131<\/p>\n

– \u0130kamet de\u011fi\u015fikli\u011fi masraflar\u0131, ta\u015f\u0131nmaza ba\u011fl\u0131 hukuksal koruma, kira kayb\u0131, konut yard\u0131m\u0131<\/p>\n

– Cam k\u0131r\u0131lmas\u0131<\/p>\n

– Elektronik cihazlar<\/p>\n

– Elektrik ve su tesisat\u0131 ar\u0131zalar\u0131<\/p>\n

– Gasp ve kapka\u00e7<\/p>\n

– Bina ve e\u015fyalar\u0131n enflasyona kar\u015f\u0131 de\u011ferlerinin korunmas\u0131<\/p>\n

– Ferdi kaza sigortas\u0131, sigortal\u0131 konutta bulunan sigortal\u0131n\u0131n kaza sebebiyle daimi sakat kalmas\u0131 durumunda sigortal\u0131ya, vefat etmesi durumunda ailesine \u00f6denecek tazminat<\/p>\n

DASK ve Konut Sigortas\u0131 Ayn\u0131 M\u0131?<\/h3>\n

Hay\u0131r,\u00a0DASK\u00a0T\u00fcrkiye\u2019de ev<\/strong>\u00a0sahibi olan herkesin yapt\u0131rmas\u0131 gereken zorunlu bir sigorta \u00e7e\u015fidi<\/em>dir. DASK yaln\u0131zca deprem ve deprem sonucu meydana gelen yang\u0131n, tsunami, heyelan gibi do\u011fal afetlerin neden olabilece\u011fi zararlara kar\u015f\u0131 sadece binan\u0131z\u0131 g\u00fcvence alt\u0131na al\u0131r. Konut sigortas\u0131nda ise g\u00fcvence alt\u0131na al\u0131nabileceklerin kapsam\u0131 oldu\u011fu geni\u015fletilebilir ve \u00f6zelle\u015ftirilebilir.<\/p>\n

\"Konut<\/p>\n

Konut Sigortas\u0131 Yapt\u0131rmal\u0131 M\u0131?<\/h3>\n

Evinizi ve e\u015fyalar\u0131n\u0131z\u0131 korumak i\u00e7in al\u0131nabilecek \u00e7ok say\u0131da \u00f6nlem olsa da yang\u0131n, deprem, sel, dolu, heyelan gibi do\u011fal afetlerden ve elektrik, su tesisat\u0131 ar\u0131zalar\u0131, h\u0131rs\u0131zl\u0131k gibi beklenmeyen durumlardan korunman\u0131n yollar\u0131 ne yaz\u0131k ki s\u0131n\u0131rl\u0131d\u0131r. \u00d6zellikle yang\u0131n, deprem, sel, f\u0131rt\u0131na gibi kar\u015f\u0131 koyamayaca\u011f\u0131m\u0131z do\u011fal afetler kar\u015f\u0131s\u0131nda evinizi ve e\u015fyalar\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na almak mant\u0131kl\u0131 olacakt\u0131r.\u00a0Konut sigortas\u0131<\/strong><\/a>n\u0131n kapsam\u0131n\u0131 istedi\u011finiz \u015fekilde belirleyebilir \u00e7ok geni\u015f kapsaml\u0131 bir \u015fekilde istedi\u011finiz durumlara kar\u015f\u0131 kendinizi ve e\u015fyalar\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na alabilirsiniz. Konut sigortas\u0131 yapt\u0131rmak evinizi ve e\u015fyalar\u0131n\u0131z\u0131 herhangi bir do\u011fal afetten ya da h\u0131rs\u0131zl\u0131k gibi olaylardan meydana gelebilecek beklenmedik durumlara kar\u015f\u0131 g\u00fcvence alt\u0131na almak i\u00e7in olduk\u00e7a mant\u0131kl\u0131d\u0131r.<\/p>\n

Diyar T\u00fcrk Gayrimenkul<\/strong>\u00a0arac\u0131l\u0131\u011f\u0131yla sat\u0131n ald\u0131\u011f\u0131n\u0131z evinize konut sigortas\u0131 yapmak istedi\u011finizde tecr\u00fcbeli gayrimenkul dan\u0131\u015fmanlar\u0131m\u0131z size yard\u0131mc\u0131 olacaklard\u0131r. Diyar T\u00fcrk Gayrimenkul konut sat\u0131n alma \u00f6ncesi ve sonras\u0131 t\u00fcm a\u015famalarda her zaman yard\u0131mc\u0131 olamaya haz\u0131rd\u0131r. Akl\u0131n\u0131za tak\u0131lan sorular\u0131 sormaktan \u00e7ekinmeyiz. Herhangi bir soru ya da istek i\u00e7in web sitemiz \u00fczerinden ya da WhatsApp hatt\u0131m\u0131zdan her zaman bizimle ileti\u015fime ge\u00e7ebilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"

Konut Sigortas\u0131 Nedir? Konut sigortas\u0131, ev sahiplerine sel, yang\u0131n, deprem, f\u0131rt\u0131na gibi do\u011fal afetlerden olu\u015fan hasarlar ve h\u0131rs\u0131zl\u0131k, elektrik ve<\/p>\n","protected":false},"author":7,"featured_media":4196,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3661],"tags":[3656],"class_list":["post-4131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-tr","tag-property-insurance-tr"],"acf":[],"_links":{"self":[{"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/posts\/4131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/comments?post=4131"}],"version-history":[{"count":5,"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/posts\/4131\/revisions"}],"predecessor-version":[{"id":7351,"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/posts\/4131\/revisions\/7351"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/media\/4196"}],"wp:attachment":[{"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/media?parent=4131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/categories?post=4131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diyarturk.com\/tr\/wp-json\/wp\/v2\/tags?post=4131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}